The thing is, I am not defeated by any of this. Bankruptcy is in the very near future (as soon as I finish reading the Nolo Press Chapter 7 book) and I'm OK with that. We're short on rent this month and I still have not come up with a solution, but I'm sure I will. Somehow. I don't know how this happened, this kind of peaceful stressing out that allows me to do as much as I can and let go of those things I can't fix, but I accept it because it is helping me to take care of things, one at a time. I wish my husband could deal with problems a little better than he does. But of course that is one of those things that is out of my hands, I can't change him.
I hope if you are drowning in debt and feeling like the water is up to your neck you will find your inner "peaceful stress" place inside. Almost everything can be solved, only death can't. Remember that.